Policy Specifications

Coverage Description Per Person Per Event
Collision, Upset, Vandalism, Glass Breakage, Partial Theft (Excludes Personal Contents) (Deductible is fixed at $500 for all Vehicle types) $0.00 $0.00
Fire and Total Theft (deductible is fixed at $1,000 for all vehicle types) $0.00 $0.00
Bodily Injury/Property Damage Combined Single Limit $0.00 $300,000.00
Medical expenses to occupants of the insured vehicle $5,000.00 $25,000.00
Legal Aid Assistance Included
Diamond Program
  1. Medical
    1. Accident or Illness of Beneficiary (Owner & Spouse Covered only; both must be named on policy)
      1. Assist in obtaining emergency medical care.
      2. Assist in obtaining land or air ambulance if necessary.
      3. Pay up to $60 per day up to 10 days at a hotel for convalescence after hospitalization.
      4. Pay for repatriation of mortal remains to home or elsewhere at no greater cost.
    2. Family Member and Travel Companions
      1. If beneficiary is hospitalized for more than five days, pay for round trip land or air ticket and lodging up to $60 per day for up to five days for a family member.
      2. If beneficiary passes away pay air or land transportation for travel companion(s) either home or to continue trip if no more expensive.
  2. Roadside Assistance
    1. Pay cost for service for a flat tire, emergency fuel, jump start or unlock a vehicle.
    2. Pay for transportation of a relief driver if needed due to illness or death of beneficiary.
    3. Arrange and pay for shipping needed spare parts.
    4. Arrange and pay for necessary towing up to $300 or two events per policy period.
    5. In event of accident or mechanical breakdown arrange and pay for transportation of beneficiary and up to four companions home or trip continuation costs up to same amount.
    6. If repairs or recovery of a stolen vehicle takes more than 24 hours, arrange and pay for rental of a medium size vehicle for up to two days (two events) and pay lodging for up to two nights for a maximum of $300 for beneficiary and companions per policy period.
  3. Travel Assistance
    1. Tourist and travel information
    2. U.S. State Department travel advisory information.
    3. Communication with embassies and consulates.
    4. Emergency contact, communications and messaging.
    5. Assistance to file and recover lost or stolen travel documents.
    6. Emergency money transfer.
    7. Travel agency services.
    8. Translating services.
    9. Lost baggage assistance.
  4. Legal assistance increased to $25,000 for Bail Bonds and Legal Fees